Working for you, not the Banks

Markets Served: Vancouver, Richmond, Delta, Burnaby, New Westminster, Surrey, and Tri-Cities

With more than 17 years experience as a senior mortgage consultant and an extensive background in real estate law, I am committed to providing my clients with the very best in personalized service.

The process begins by carefully determining your specific mortgage financing needs and then identifying those lenders and products which best meet those needs. Once a strategy has been agreed on, I negotiate with the lenders on your behalf to secure the most competitive rates and terms.

With access to more than 50 different lenders including the major banks, trust companies, life insurance companies, credit unions and alternative lenders I am able to offer you the widest choice of mortgage options. These include

fixed rate and variable rate mortgages
capped variable rate mortgages
50/50 split mortgages (half fixed and half variable)
cash back mortgages
home equity lines of credit
2nd and 3rd mortgages
mortgages for rental properties
mortgage for the self-employed
construction financing and more . . .
In addition, I will provide advice with respect to:

mortgage qualification and credit related issues
employing simple strategies to pay down your mortgage balance more quickly
renewing your mortgage early
porting your mortgage to a new property
debt consolidation
closing costs and procedures
The good news is that in most cases there is absolutely no cost to you, the client, for using our services. Invis is paid by the lender selected. In those rare instances where broker fees do apply, these fees are always disclosed at the very outset and your approval is obtained before proceeding further.

So, whether you are a first time home buyer, a repeat buyer, a seasoned investor or simply seeking to renew or refinance an existing mortgage, I can provide the expert advice you require.

Why wait? Access your options today.

I am available to meet at your convenience. Simply email or telephone me to arrange an appointment or if you prefer, complete and forward the online application.

Degrees and Professional Designations:

BA and LLB, University of British Columbia
Member, Mortgage Brokers Association of B.C.

Morris Altman

Morris Altman MBI

Mortgage Broker

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